Become: Debt Free calculates the most efficient way to pay off all your Credit/Store Cards. All you need do is enter the basic information from each statement and you can then analyse and model repayments and see exactly when you will be debt free. Doing all the tedious calculations for you, the app gives an instant view of the quickest and cheapest way to become debt free, and the motivation to achieve it. For each card you have, you can see how long it will take to pay off, and how much this will cost. On the Analysis screen, Become: Debt Free then shows you the benefits of using a technique often called "Snowballing" where your repayments are targeted at the debts carrying the highest interest rates. For more details on this please visit the Become: website. Perhaps for the first time, you can know how long it will take to pay off your debt, and how much time and money you can save by paying in an optimal manner. This could be all the incentive you need to press on and clear your debt efficiently. If you wish to go even further after seeing the analysis, you can progress to the modelling screen. Here you can instantly see the benefits, in time and money, of making even small further payments every month.